CapitalX: Short Term Financing for Business | Boost™ App Skip to main content

Key Terms & Benefits

We can help you achieve the impossible

Financing Amount

RM1,000 - RM100,000

Financing Tenure

7 - 60 days (One-time repayment)

Profit Rate

1.5% Monthly


Based on the concept of Commodity Murabahah


Unexpected expenses are a part of running a business. With CapitalX, you will receive an immediate financing decision and disbursement within 48 hours with one-time repayment of up to 60 days.

CapitalX is the perfect short-term solution that can finance your business until it is ready to run in full force!

Know More

Entry Age18 - 65 Years Old
Applicant CitizenshipMalaysian or Permanent Resident of Malaysia
Nature of BusinessShariah-Compliant

Financing TypeShariah
Financing AmountRM1,000 - RM100,000
Financing Tenure7 - 60 Days
Profit Rate1.5% Monthly
Wakalah FeeUp to 1.0% 
applied on the financing amount drawndown,
(subject to your credit assessment)
Guarantor Required
 CollateralPer Case Basis
Varies For Each Application

Disbursement MethodDirectly Credited  
Into Bank Account Registered
Disbursement Turnaround Time48 Hours  
2 Working Days Upon Approval
Disbursement AmountAfter Deducting All Fees & Charges Payable To Boost Credit
RepaymentDirect Debit  
Selected In FPX
Due DateOne-Time Repayment
At The End Of Term
Late Payment ChargesRefer to Fees and Charges FAQ
Early Full Settlement Written Notice Required
Refer to Terms & Conditions and Fees & Charges FAQ

What is this product about? 

  • CapitalX is a working capital financing product provided by Boost Credit (formerly known as Aspirasi) that enables more efficient management of cash flow for business owners through quick and easy financing, disbursed within 2 working days upon approval.
  • Please refer to the relevant Terms & Conditions of this product for more information.


Is this product licensed or approved by any regulatory authority?

  • This product is currently not subject to any licensing or regulatory requirements.
  • This product is based on the concept of Commodity Murabahah as pronounced by our Shariah advisors.


What do I get from this product?

  • Financing amount: Up to RM100,000, subject to Boost Credit's approval and based on applicable credit assessment (Multiples of RM500 only)
  • Tenure: 7 to 60 days (One-time repayment)
  • Profit rate: 1.5% Monthly
  • Wakalah Fee: Up to 1.0% applied on the financing amount drawndown, (subject to your credit assessment)


Do I need a guarantor or collateral?    
Guarantor is required, however collateral is not required.

Contact us

Reach out to us for more details



Do You Want To Earn Extra Income?

Join our Kongsi Klub Referral Program for FREE!
Simply refer Capital to any businesses that need financing and receive unlimited cash rewards.