Employee Financing by Boost Credit | Boost Skip to main content

Key Terms & Benefits

Financing Amount

RM500 - RM100,000

Financing Tenure

12 months

Profit Rate

Contact for more information


Based on the concept of Commodity Murabahah


Employees are your biggest assets. Retain them by providing financial security in times of need. With Employee Financing, you can provide an affordable and accessible option of financing for your employees.

It is time to provide relief to your employees with Employee Financing by Boost Credit!

Know More

Entry Age18 - 65 Years Old
Applicant CitizenshipMalaysian or Permanent Resident of Malaysia
Nature of BusinessShariah-Compliant

Financing TypeShariah
Financing AmountRM500 - RM100,000
Financing Tenure12 Months
Profit RateContact for more information
Wakalah FeeNot Applicable
Guarantor / CollateralNot Required

Disbursement MethodDirectly Credited  
Into Bank Account Registered
Disbursement Turnaround Time48 Hours  
2 Working Days Upon Approval
Disbursement AmountAfter Deducting All Fees & Charges Payable To Boost Credit
Monthly RepaymentSalary Deduction or Direct Debit  
Selected In FPX
Due DateMonthly Repayment Starts
1 Month
After Disbursement Date
Late Interest1.0% Per Annum  
Calculated On Daily-Basis
Early Full Settlement1 Month Notice  

What is this product about? 

  • Employee Financing is a low-profit short-term Islamic financing scheme designed to support eligible employees of Axiata Group Berhad and its eligible subsidiary (“AGB Group”) with their personal finances provided by the digital-native platform Boost Credit (formerly known as Aspirasi), a subsidiary of Axiata Digital Sdn. Bhd.
  • Please refer to the relevant Terms & Conditions of this product for more information.


Is any of the financing amount within RM500 up to RM100,000 allowed?

Yes. However, financing amount must be in multiples of RM500.


Do I need a guarantor or collateral? 

No guarantor or collateral is required.


What are the fees and charges do I have to pay?      

  • The Wakalah Fee for this financing is waived.
  • However, Sales and Service Tax (SST) and Stamp Duty (if any) may be applicable.

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