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Benefits of SME Business Financing

We can help you achieve the impossible

Financing Amount

RM1,000 - RM100,000

Financing Tenure

Up to 12 months

Profit Rate

1.5% monthly (Total of 18.0%)


Based on the concept of Commodity Murabahah


Capital is a digital Business Financing service aimed to provide SMEs quick and easy financing disbursed within 2 days.


Getting financing should not be difficult. Capital is a financing solution designed for businesses, especially SMEs. Here are the reasons why you need Capital financing:

⁠- Funds for Business Activities
- Inventory Purchases
- Store Expansion of Branch
- Advance Payment for Employee Salary
- Investment Activities

Are you a BoostBiz Merchant? Capital business financing up to RM200,000 exclusively for you!

How To Apply For SME Business Financing?

Everything online as quick as 5 minutes!

More Details Of SME Business Financing

Entry Age 

18 - 65 Years Old

Applicant Citizenship

Malaysian or Permanent Resident of Malaysia

Nature Of Business



Financing Type


Financing Amount

RM1,000 - RM100,000

Financing Tenure

Up 12 Months

Profit Rate

1.5% Per Month  
Total Of 18.0%

Wakalah Fee


Guarantor / Collateral

Not Required


Disbursement Method

Directly Credited  
Into Bank Account Registered

Disbursement Turnaround Time

48 Hours  
2 Working Days Upon Approval

Disbursement Amount

After Deducting All Fees & Charges Payable To Boost Credit

Monthly Repayment

Direct Debit  
Selected In FPX

Due Date

The First Monthly Payment Is Payable Immediately Starting From The First (1st) Month From The Disbursement Date

Late Interest

1.0% Per Annum  
Calculated On Daily-Basis

Early Full Settlement

1 Month Notice  


Frequently Asked Questions

  • This product is currently not subject to any licensing or regulatory requirements
  • This product is based on the concept of Commodity Murabahah as pronounced by our Shariah advisors

  • Financing amount: Up to RM100,000, subject to Boost Credit's approval and based on applicable credit assessment
  • Tenure: 12 months
  • Profit rate: 1.5% per month (Total of 18%)

No guarantor or collateral is required

  • You are required to make the relevant payments as per your agreed financing plan in accordance with product offering
  • You should always have a sufficient sum of balance in your account for the direct debit mandate set up to enable us to collect the payment within the tenure

  • Where relevant, a Sales and Services Tax (SST), Stamping Fee, Wakalah Fee, and/or Processing Fee, may be applicable
  • Please refer to the Terms and Conditions of this product for more information

Do You Want To Earn Extra Income?

Join our Kongsi Klub Referral Program for FREE!
Simply refer Capital to any businesses that need financing and receive unlimited cash rewards.